._header_12nhe_1{position:fixed;top:0;left:0;right:0;z-index:1000;padding:12px 16px 0;pointer-events:none}._header_12nhe_1>nav{pointer-events:auto}._navPill_12nhe_13{max-width:1200px;margin:0 auto;background:#0a16284d;backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,.08);border-radius:9999px;transition:background .4s var(--ease),border-color .4s var(--ease),box-shadow .4s var(--ease)}._navPill_12nhe_13._scrolled_12nhe_24{background:#ffffffeb;border-color:#0a162814;box-shadow:var(--shadow-md)}._inner_12nhe_30{display:flex;align-items:center;justify-content:space-between;padding:0 20px;min-height:56px}._logoLink_12nhe_38{display:flex;align-items:center;height:56px;line-height:0}._logoLink_12nhe_38 img{height:2.4rem;width:auto;object-fit:contain;transition:filter .4s var(--ease)}._navPill_12nhe_13:not(._scrolled_12nhe_24) ._logoLink_12nhe_38 img{filter:brightness(0) invert(1)}._navLinks_12nhe_56{display:flex;align-items:center;gap:4px}._navLink_12nhe_56{font-size:.76rem;font-weight:500;letter-spacing:.03em;color:#fffc;padding:8px 14px;border-radius:9999px;transition:color .25s,background .25s}._navPill_12nhe_13._scrolled_12nhe_24 ._navLink_12nhe_56{color:var(--gray-700)}._navLink_12nhe_56:hover{color:#fff;background:#ffffff14}._navPill_12nhe_13._scrolled_12nhe_24 ._navLink_12nhe_56:hover{color:var(--navy);background:#0a16280a}._navCta_12nhe_86{font-size:.74rem;font-weight:600;letter-spacing:.05em;color:var(--navy);background:#fff;padding:8px 20px;border-radius:9999px;transition:background .25s,color .25s,transform .25s,box-shadow .25s}._navPill_12nhe_13._scrolled_12nhe_24 ._navCta_12nhe_86{background:var(--navy);color:#fff}._navCta_12nhe_86:hover{transform:translateY(-1px);box-shadow:0 4px 12px #00000026}._hamburger_12nhe_107{display:none;flex-direction:column;gap:5px;background:none;border:none;padding:8px;border-radius:9999px}._hamburger_12nhe_107 span{display:block;width:22px;height:2px;background:#ffffffe6;border-radius:2px;transition:.25s ease}._navPill_12nhe_13._scrolled_12nhe_24 ._hamburger_12nhe_107 span{background:var(--navy)}._hamburger_12nhe_107._open_12nhe_130 span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}._hamburger_12nhe_107._open_12nhe_130 span:nth-child(2){opacity:0}._hamburger_12nhe_107._open_12nhe_130 span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}._backdrop_12nhe_134{display:none;position:fixed;top:0;right:0;bottom:0;left:0;background:#0a162880;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);z-index:199;pointer-events:auto}._mobileDrawer_12nhe_144{display:none;position:fixed;top:0;right:0;bottom:0;width:300px;max-width:85vw;background:#fffffffa;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border-left:1px solid var(--gray-100);box-shadow:-16px 0 48px #0a16281f;z-index:200;overflow-y:auto;pointer-events:auto}._drawerHeader_12nhe_159{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;border-bottom:1px solid var(--gray-100)}._drawerClose_12nhe_167{padding:8px;font-size:1.5rem;line-height:1;color:var(--navy);border-radius:9999px;transition:background .2s}._drawerClose_12nhe_167:hover{background:var(--gray-50)}._drawerCloseIcon_12nhe_176{display:block;font-weight:300}._drawerLinks_12nhe_178{padding:12px 16px;display:flex;flex-direction:column;gap:2px}._mobileLink_12nhe_185{padding:12px 16px;font-size:.84rem;font-weight:500;color:var(--gray-700);border-radius:var(--radius-sm);transition:background .2s,color .2s}._mobileLink_12nhe_185:hover{background:var(--gray-50);color:var(--navy)}@media (max-width: 768px){._navLinks_12nhe_56{display:none}._hamburger_12nhe_107{display:flex}._backdrop_12nhe_134,._mobileDrawer_12nhe_144{display:block}}@media (max-width: 480px){._header_12nhe_1{padding:8px 12px 0}._inner_12nhe_30{padding:0 16px;min-height:50px}._logoLink_12nhe_38{height:50px}._logoLink_12nhe_38 img{height:2rem}}._logo_ch5ul_1{display:block;height:2.8rem;width:auto;object-fit:contain}._hero_gbhgk_1{position:relative;min-height:100dvh;display:flex;flex-direction:column;align-items:stretch;justify-content:center;padding-top:clamp(5.25rem,10vh,6.75rem);padding-bottom:clamp(5.25rem,10vh,6.75rem);box-sizing:border-box;background:url(/fondo.png) center / cover no-repeat;overflow:hidden}._overlay_gbhgk_17{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(135deg,#0a1628eb,#0a1628d1,#0a16288c 60%,#0a162859);pointer-events:none}._radial_gbhgk_30{position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 70% 50% at 12% 55%,rgba(26,111,187,.08) 0%,transparent 60%),radial-gradient(ellipse 50% 40% at 80% 15%,rgba(10,22,40,.12) 0%,transparent 50%);pointer-events:none}._content_gbhgk_47{position:relative;z-index:2;max-width:760px;width:100%;text-align:left}._modeToggle_gbhgk_56{display:flex;flex-direction:row;flex-wrap:nowrap;align-items:center;justify-content:flex-start;gap:14px;margin-bottom:22px;margin-left:0;padding-left:0;width:100%}._modeLabel_gbhgk_69{font-family:Poppins,sans-serif;font-size:.8rem;font-weight:600;letter-spacing:.02em;color:#ffffff61;opacity:.72;text-align:left;transition:color .25s var(--ease),opacity .25s var(--ease);-webkit-user-select:none;user-select:none;flex-shrink:0}._modeLabelActive_gbhgk_82{color:#fffffffa;opacity:1}._switch_gbhgk_87{position:relative;width:48px;height:28px;flex-shrink:0;padding:0;border:none;border-radius:999px;background:#ffffff2e;cursor:pointer;transition:background .25s var(--ease);box-shadow:0 0 0 1px #ffffff1a inset}._switch_gbhgk_87:hover{background:#ffffff42}._switch_gbhgk_87:focus-visible{outline:2px solid var(--blue-accent);outline-offset:3px}._switchOn_gbhgk_110{background:var(--blue-accent);box-shadow:0 0 0 1px #ffffff26 inset,0 2px 10px #2e8bd559}._switchOn_gbhgk_110:hover{background:#3a9be0}._switchKnob_gbhgk_121{position:absolute;top:3px;left:3px;width:22px;height:22px;border-radius:50%;background:#fff;box-shadow:0 1px 4px #00000038;transition:transform .28s var(--ease)}._switchOn_gbhgk_110 ._switchKnob_gbhgk_121{transform:translate(20px)}._textStack_gbhgk_137{display:grid}._textStack_gbhgk_137>*{grid-area:1 / 1;transition:opacity .3s var(--ease)}._visible_gbhgk_146{opacity:1}._hidden_gbhgk_149{opacity:0;pointer-events:none}._title_gbhgk_154 ._hidden_gbhgk_149{visibility:hidden}._title_gbhgk_154{display:grid;grid-template-columns:minmax(0,1fr);align-content:start;justify-items:start;font-size:clamp(2.4rem,4.8vw,3.6rem);color:#fff;font-weight:600;line-height:1.08;letter-spacing:-.03em;margin:0 0 20px;text-align:left}._titleLayer_gbhgk_174{grid-area:1 / 1;min-width:0;width:100%;max-width:100%;transition:opacity .3s var(--ease)}._gold_gbhgk_182{color:var(--blue-accent)}._desktopBreak_gbhgk_186{display:inline}._subtitle_gbhgk_190{font-size:1.05rem;color:#ffffff8c;font-weight:400;max-width:520px;line-height:1.7;margin:0 0 36px;text-align:left}._heroCta_gbhgk_200{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:Poppins,sans-serif;font-size:.84rem;padding:16px 36px;border-radius:var(--radius-sm);border:none;background:#fff;color:var(--navy);font-weight:600;letter-spacing:.02em;box-shadow:0 2px 12px #00000014;transition:all .3s var(--ease);text-decoration:none}._heroCta_gbhgk_200:hover{background:var(--navy);color:#fff;transform:translateY(-2px);box-shadow:0 8px 28px #0a16284d}._heroCta_gbhgk_200:focus-visible{outline:2px solid #ffffff;outline-offset:3px}._ctaTextWrap_gbhgk_231{display:grid}._ctaText_gbhgk_231{grid-area:1 / 1;transition:opacity .3s var(--ease)}._ctaIcon_gbhgk_240{display:inline-block;font-size:1rem;line-height:1;transition:transform .3s var(--ease)}._heroCta_gbhgk_200:hover ._ctaIcon_gbhgk_240{transform:translate(3px)}._scrollHint_gbhgk_251{position:absolute;bottom:28px;left:50%;transform:translate(-50%);z-index:2}._scrollLine_gbhgk_259{width:1px;height:40px;background:linear-gradient(to bottom,rgba(255,255,255,.3),transparent);animation:_scrollPulse_gbhgk_1 2s ease-in-out infinite}@keyframes _scrollPulse_gbhgk_1{0%,to{opacity:.3;transform:scaleY(1)}50%{opacity:.7;transform:scaleY(1.1)}}@media (max-width: 768px){._hero_gbhgk_1{padding-top:clamp(4.75rem,9vh,6.25rem);padding-bottom:clamp(4.75rem,9vh,6.25rem)}._modeToggle_gbhgk_56{gap:12px}._modeLabel_gbhgk_69{font-size:.76rem}._desktopBreak_gbhgk_186{display:none}._title_gbhgk_154{font-size:clamp(1.9rem,7vw,2.6rem);margin-bottom:16px}._subtitle_gbhgk_190{font-size:.94rem;margin-bottom:28px}._heroCta_gbhgk_200{padding:14px 28px;font-size:.8rem}._scrollHint_gbhgk_251{bottom:20px}}@media (max-width: 480px){._hero_gbhgk_1{padding-top:clamp(4.5rem,8vh,6rem);padding-bottom:clamp(4.5rem,8vh,6rem)}._modeToggle_gbhgk_56{margin-bottom:14px;gap:10px}._modeLabel_gbhgk_69{font-size:.74rem}._title_gbhgk_154{font-size:1.85rem;line-height:1.12;margin-bottom:14px}._subtitle_gbhgk_190{font-size:.88rem;margin-bottom:24px}._heroCta_gbhgk_200{width:100%}._scrollHint_gbhgk_251{display:none}}._section_4zbu8_2{padding:120px 0 100px;background:var(--white)}._section_4zbu8_2 .container{max-width:1200px}._sectionHeader_4zbu8_9{display:flex;align-items:flex-start;gap:16px;margin-bottom:56px}._headerText_4zbu8_16{flex:1;min-width:0}._heading_4zbu8_21{margin:0;font-size:clamp(1.5rem,2.8vw,2.1rem);font-weight:600;color:var(--navy);line-height:1.15;letter-spacing:-.025em}._sectionIntro_4zbu8_30{margin:10px 0 0;max-width:560px;font-size:.95rem;line-height:1.65;color:var(--gray-500)}._flow_4zbu8_39{display:grid;grid-template-columns:320px 1fr;gap:64px;align-items:center}._timeline_4zbu8_47{display:flex;flex-direction:column;position:relative}._step_4zbu8_53{display:grid;grid-template-columns:48px 1fr;grid-template-rows:48px auto;column-gap:16px;align-items:start;background:none;text-align:left;padding:0;cursor:pointer;position:relative;transition:opacity .3s var(--ease)}._step_4zbu8_53:hover{opacity:.85}._stepActive_4zbu8_68:hover{opacity:1}._stepIndicator_4zbu8_71{grid-column:1;grid-row:1;width:48px;height:48px;border-radius:50%;background:var(--gray-50);border:2px solid var(--gray-200);display:flex;align-items:center;justify-content:center;position:relative;transition:background .4s var(--ease),border-color .4s var(--ease),box-shadow .4s var(--ease);z-index:2}._stepActive_4zbu8_68 ._stepIndicator_4zbu8_71{background:var(--navy);border-color:var(--navy);box-shadow:0 0 0 4px #0a16281a}._stepDone_4zbu8_93 ._stepIndicator_4zbu8_71{background:var(--blue-accent);border-color:var(--blue-accent)}._stepNum_4zbu8_98{font-size:.82rem;font-weight:700;color:var(--gray-400);transition:color .4s var(--ease),opacity .3s var(--ease);line-height:1;position:relative;z-index:1}._stepActive_4zbu8_68 ._stepNum_4zbu8_98{color:#fff}._stepDone_4zbu8_93 ._stepNum_4zbu8_98{color:#fff;opacity:0}._stepCheck_4zbu8_111{position:absolute;top:0;right:0;bottom:0;left:0;display:flex;align-items:center;justify-content:center;font-size:.82rem;color:#fff;font-weight:700;line-height:1;opacity:0;transform:scale(.5);animation:_checkIn_4zbu8_1 .35s var(--ease) forwards}@keyframes _checkIn_4zbu8_1{to{opacity:1;transform:scale(1)}}._stepRing_4zbu8_131{position:absolute;top:50%;left:50%;width:56px;height:56px;transform:translate(-50%,-50%) rotate(-90deg);pointer-events:none}._ringTrack_4zbu8_141{fill:none;stroke:var(--gray-100);stroke-width:2}._ringProgress_4zbu8_147{fill:none;stroke:var(--blue-accent);stroke-width:2.5;stroke-dasharray:157.08;stroke-dashoffset:157.08;stroke-linecap:round;transition:stroke-dashoffset .05s linear}._stepLine_4zbu8_158{grid-column:1;grid-row:2;width:2px;height:40px;background:var(--gray-100);justify-self:center;position:relative;overflow:hidden;border-radius:1px;margin:6px 0}._stepLineFill_4zbu8_171{position:absolute;top:0;left:0;width:100%;background:linear-gradient(180deg,var(--blue-accent),var(--blue-light));border-radius:1px;transition:height .05s linear}._stepText_4zbu8_182{grid-column:2;grid-row:1 / span 2;display:flex;flex-direction:column;gap:3px;padding:6px 0 16px;min-height:0}._stepTag_4zbu8_192{font-size:.66rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gray-300);transition:color .3s var(--ease)}._stepActive_4zbu8_68 ._stepTag_4zbu8_192{color:var(--blue-accent)}._stepDone_4zbu8_93 ._stepTag_4zbu8_192{color:var(--blue-accent);opacity:.7}._stepTitle_4zbu8_204{font-size:.86rem;font-weight:500;color:var(--gray-400);line-height:1.4;transition:color .3s var(--ease),font-weight .3s var(--ease)}._stepActive_4zbu8_68 ._stepTitle_4zbu8_204{color:var(--navy);font-weight:600}._stepDone_4zbu8_93 ._stepTitle_4zbu8_204{color:var(--gray-500)}._panel_4zbu8_216{background:var(--off-white);border-radius:var(--radius);border:1px solid var(--gray-100);padding:48px 44px;min-height:400px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden;box-shadow:var(--shadow-xs)}._panel_4zbu8_216:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--blue-accent),var(--navy));opacity:.6;border-radius:var(--radius) var(--radius) 0 0}._panelInner_4zbu8_242{display:flex;flex-direction:column}._panelTag_4zbu8_247{font-size:.66rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-accent);margin-bottom:10px}._panelTitle_4zbu8_256{font-size:clamp(1.15rem,2vw,1.45rem);font-weight:700;color:var(--navy);line-height:1.25;margin-bottom:14px;letter-spacing:-.02em}._panelDesc_4zbu8_265{font-size:.9rem;color:var(--gray-500);line-height:1.7;margin-bottom:28px;max-width:520px}._panelDesc_4zbu8_265 strong{color:var(--navy);font-weight:600}._panelFormula_4zbu8_279{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 16px;background:var(--white);border:1px solid var(--gray-100);border-left:3px solid var(--blue-accent);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:18px 22px}._panelFormulaHL_4zbu8_291{background:var(--blue-50);border-color:var(--blue-100);border-left-color:var(--blue-accent)}._formulaLabel_4zbu8_297{font-size:.66rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--gray-400);width:100%;margin-bottom:2px}._formulaBody_4zbu8_307{display:block;width:100%;font-size:.9rem;font-weight:600;color:var(--navy);line-height:1.5}._formulaStack_4zbu8_316{display:flex;flex-direction:column;gap:8px}._formulaMainLine_4zbu8_322{font-size:.92rem;font-weight:600;color:var(--navy);line-height:1.5;letter-spacing:-.01em}._formulaSubLine_4zbu8_330{font-size:.8rem;font-weight:500;color:var(--gray-500);line-height:1.5}._panelFormulaHL_4zbu8_291 ._formulaBody_4zbu8_307{color:var(--blue);font-weight:700;font-size:1rem}._formulaResult_4zbu8_343{font-size:.78rem;font-weight:600;color:var(--blue-accent);padding:6px 14px;background:var(--blue-50);border:1px solid var(--blue-100);border-radius:999px;white-space:normal;line-height:1.35;max-width:100%}._dots_4zbu8_357{display:none}._dot_4zbu8_357{width:10px;height:10px;border-radius:50%;background:var(--gray-200);border:none;padding:0;cursor:pointer;transition:all .35s var(--ease)}._dotActive_4zbu8_372{background:var(--navy);width:28px;border-radius:999px}@media (max-width: 1024px){._flow_4zbu8_39{grid-template-columns:260px 1fr;gap:40px}._panel_4zbu8_216{padding:36px 32px}._stepLine_4zbu8_158{height:32px}}@media (max-width: 768px){._section_4zbu8_2{padding:80px 0 64px}._sectionHeader_4zbu8_9{margin-bottom:40px}._heading_4zbu8_21{font-size:1.3rem}._sectionIntro_4zbu8_30{font-size:.88rem;margin-top:8px}._flow_4zbu8_39{grid-template-columns:1fr;gap:0}._timeline_4zbu8_47{display:none}._panel_4zbu8_216{min-height:auto;padding:32px 24px}._panelTitle_4zbu8_256{font-size:1.12rem}._panelDesc_4zbu8_265{font-size:.86rem;margin-bottom:20px}._dots_4zbu8_357{display:flex;justify-content:center;align-items:center;gap:8px;margin-top:28px}}@media (max-width: 480px){._section_4zbu8_2{padding:64px 0 48px}._panel_4zbu8_216{padding:24px 20px}._panelFormula_4zbu8_279{padding:14px 16px}}._section_2ygkj_2{padding:120px 0 100px;background:var(--off-white)}._section_2ygkj_2 .container{max-width:1200px}._sectionHeader_2ygkj_9{display:flex;align-items:baseline;gap:16px;margin-bottom:56px}._heading_2ygkj_16{font-size:clamp(1.5rem,2.8vw,2.1rem);font-weight:600;color:var(--navy);line-height:1.15;letter-spacing:-.025em}._grid_2ygkj_25{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}._card_2ygkj_32{grid-column:span 2;background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);padding:32px 28px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;transition:transform .5s var(--ease-out),box-shadow .5s var(--ease-out),border-color .4s var(--ease);box-shadow:var(--shadow-xs)}._card_2ygkj_32:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--gray-200)}._cardWide_2ygkj_54{grid-column:span 4;flex-direction:row;align-items:center;gap:48px;padding:40px}._statBlock_2ygkj_63{flex-shrink:0;display:flex;flex-direction:column;align-items:center;justify-content:center;min-width:160px}._statValue_2ygkj_72{font-size:clamp(2.4rem,5vw,3.6rem);font-weight:800;color:var(--navy);line-height:1;letter-spacing:-.04em}._statLabel_2ygkj_80{font-size:.72rem;font-weight:500;color:var(--gray-400);text-align:center;margin-top:8px;line-height:1.3;max-width:140px}._cardContent_2ygkj_91{flex:1;min-width:0}._cardHead_2ygkj_96{display:flex;align-items:center;gap:14px;margin-bottom:14px}._iconBox_2ygkj_103{width:42px;height:42px;flex-shrink:0;background:var(--navy);border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;transition:transform .4s var(--ease),box-shadow .4s var(--ease)}._iconBox_2ygkj_103 svg{width:22px;height:22px}._card_2ygkj_32:hover ._iconBox_2ygkj_103{transform:scale(1.08);box-shadow:0 4px 14px #0a162826}._cardTitle_2ygkj_126{font-size:.95rem;font-weight:650;color:var(--navy);line-height:1.25}._cardDesc_2ygkj_133{font-size:.88rem;color:var(--gray-500);line-height:1.7}._cardGlow_2ygkj_140{position:absolute;top:0;right:0;width:200px;height:200px;background:radial-gradient(circle,rgba(26,111,187,.06) 0%,transparent 70%);border-radius:50%;transform:translate(30%,-30%);opacity:0;transition:opacity .5s var(--ease);pointer-events:none}._card_2ygkj_32:hover ._cardGlow_2ygkj_140{opacity:1}@media (max-width: 1024px){._cardWide_2ygkj_54{gap:32px;padding:32px}._statBlock_2ygkj_63{min-width:120px}._statValue_2ygkj_72{font-size:2.4rem}}@media (max-width: 768px){._section_2ygkj_2{padding:80px 0 64px}._sectionHeader_2ygkj_9{margin-bottom:40px}._heading_2ygkj_16{font-size:1.3rem}._grid_2ygkj_25{grid-template-columns:1fr;gap:12px}._card_2ygkj_32{grid-column:span 1}._cardWide_2ygkj_54{grid-column:span 1;flex-direction:column;align-items:flex-start;gap:20px;padding:28px 24px}._statBlock_2ygkj_63{flex-direction:row;align-items:baseline;gap:10px;min-width:0}._statValue_2ygkj_72{font-size:2rem}._statLabel_2ygkj_80{text-align:left;margin-top:0;max-width:none}}@media (max-width: 480px){._section_2ygkj_2{padding:64px 0 48px}._card_2ygkj_32,._cardWide_2ygkj_54{padding:24px 20px}._iconBox_2ygkj_103{width:38px;height:38px;border-radius:8px}._iconBox_2ygkj_103 svg{width:20px;height:20px}._statValue_2ygkj_72{font-size:1.8rem}}._section_1y0uz_2{padding:120px 0 100px;background:var(--white)}._section_1y0uz_2 .container{max-width:1200px}._sectionHeader_1y0uz_11{display:flex;align-items:baseline;gap:16px;margin-bottom:32px}._heading_1y0uz_18{font-size:clamp(1.5rem,2.8vw,2.1rem);font-weight:600;color:var(--navy);line-height:1.15;letter-spacing:-.025em}._subtitle_1y0uz_26{font-size:.86rem;color:var(--gray-500);margin-top:4px;line-height:1.5}._card_1y0uz_34{max-width:720px;margin:0 auto;background:linear-gradient(165deg,#fff,#fafbfd 55%,#f5f7fb);border:1px solid rgba(10,22,40,.07);border-radius:20px;box-shadow:0 4px 28px #0a162812,0 1px 3px #0a16280a,inset 0 1px #ffffffd9}._form_1y0uz_47{display:flex;flex-direction:column;padding:28px 32px 26px;gap:16px}._formIntro_1y0uz_54{display:flex;flex-direction:column;gap:6px;padding-bottom:2px}._formIntroBadge_1y0uz_61{align-self:flex-start;font-size:.62rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-accent);background:#2e8bd51a;padding:4px 10px;border-radius:999px}._formIntroText_1y0uz_73{font-size:.84rem;color:var(--gray-500);line-height:1.45;margin:0}._formFootnote_1y0uz_80{font-size:.68rem;color:var(--gray-300);line-height:1.45;text-align:center;margin:0;padding-top:2px}._progressBar_1y0uz_90{height:3px;background:var(--gray-100);border-radius:999px;overflow:hidden}._progressFill_1y0uz_97{height:100%;background:var(--blue-accent);border-radius:999px;transition:width .4s var(--ease)}._progressLabel_1y0uz_104{font-size:.66rem;color:var(--gray-300);font-weight:500}._formGrid_1y0uz_111{display:grid;grid-template-columns:1fr 1fr;gap:12px}._field_1y0uz_118{display:flex;flex-direction:column;gap:4px}._fieldLabel_1y0uz_124{font-size:.68rem;font-weight:600;color:var(--gray-700);letter-spacing:.02em}._fieldReq_1y0uz_131{color:var(--blue-accent)}._field_1y0uz_118 input,._field_1y0uz_118 select{width:100%;min-height:44px;padding:11px 14px;border:1.5px solid var(--gray-200);border-radius:12px;background:var(--white);font-family:Poppins,sans-serif;font-size:.86rem;color:var(--text);outline:none;transition:border-color .2s var(--ease),box-shadow .2s var(--ease),transform .15s var(--ease);-webkit-appearance:none;-moz-appearance:none;appearance:none}._field_1y0uz_118 input:hover:not(:focus),._field_1y0uz_118 select:hover:not(:focus){border-color:var(--gray-300)}._field_1y0uz_118 input::placeholder{color:var(--gray-300)}._field_1y0uz_118 input:focus,._field_1y0uz_118 select:focus{border-color:var(--blue-accent);box-shadow:0 0 0 3px #2e8bd51a}._fieldError_1y0uz_170 input,._fieldError_1y0uz_170 select{border-color:#e05252}._fieldError_1y0uz_170 input:focus,._fieldError_1y0uz_170 select:focus{box-shadow:0 0 0 3px #e052521a}._fieldMsg_1y0uz_180{font-size:.68rem;color:#e05252;font-weight:500}._segmented_1y0uz_187{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1.5px solid var(--gray-200);border-radius:var(--radius-sm);overflow:hidden}._segBtn_1y0uz_196{min-height:44px;padding:10px 8px;font-family:Poppins,sans-serif;font-size:.82rem;font-weight:500;color:var(--gray-500);background:var(--white);border:none;border-right:1px solid var(--gray-200);cursor:pointer;transition:all .2s var(--ease)}._segBtn_1y0uz_196:last-child{border-right:none}._segBtnActive_1y0uz_214{background:var(--navy);color:#fff;font-weight:600}._segBtn_1y0uz_196:not(._segBtnActive_1y0uz_214):hover{background:var(--gray-50)}._phoneWrap_1y0uz_225{display:grid;grid-template-columns:auto 1fr;border:1.5px solid var(--gray-200);border-radius:var(--radius-sm);overflow:hidden;transition:border-color .2s var(--ease),box-shadow .2s var(--ease)}._phoneWrap_1y0uz_225:focus-within{border-color:var(--blue-accent);box-shadow:0 0 0 3px #2e8bd51a}._phonePrefix_1y0uz_241{padding:11px 12px;font-size:.86rem;font-weight:600;color:var(--navy);background:var(--gray-50);border-right:1px solid var(--gray-200);line-height:1.4}._phoneWrap_1y0uz_225 input{border:none!important;border-radius:0!important;box-shadow:none!important}._selectWrap_1y0uz_258{position:relative}._selectWrap_1y0uz_258 select{cursor:pointer;padding-right:36px}._selectEmpty_1y0uz_266{color:var(--gray-300)!important}._selectChevron_1y0uz_270{position:absolute;right:12px;top:50%;transform:translateY(-50%);pointer-events:none;color:var(--gray-300)}._selectChevron_1y0uz_270 svg{width:14px;height:14px}._livePreview_1y0uz_285{overflow:hidden}._liveInner_1y0uz_289{display:flex;align-items:baseline;gap:12px;padding:12px 16px;border-radius:var(--radius-sm);background:var(--navy);color:#fff}._liveLabel_1y0uz_299{font-size:.68rem;font-weight:500;color:#ffffff80;letter-spacing:.03em;text-transform:uppercase;white-space:nowrap}._liveValue_1y0uz_308{font-size:1.2rem;font-weight:700;font-variant-numeric:tabular-nums;white-space:nowrap}._liveSub_1y0uz_315{font-size:.78rem;color:#fff6;white-space:nowrap}._btnPrimary_1y0uz_322{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;min-height:48px;padding:14px 22px;font-family:Poppins,sans-serif;font-size:.9rem;font-weight:600;color:#fff;background:linear-gradient(180deg,#0f2847 0%,var(--navy) 100%);border:none;border-radius:12px;cursor:pointer;transition:all .25s var(--ease);letter-spacing:.01em;box-shadow:0 2px 12px #0a16282e}._btnPrimary_1y0uz_322:hover:not(:disabled){background:linear-gradient(180deg,#0a1f38,#050d18);transform:translateY(-1px);box-shadow:0 6px 20px #0a162838}._btnPrimary_1y0uz_322:disabled{opacity:.65;cursor:wait}._btnLabel_1y0uz_354{font-weight:600}._btnOutline_1y0uz_358{width:100%;padding:12px 20px;font-family:Poppins,sans-serif;font-size:.82rem;font-weight:600;color:var(--navy);background:var(--white);border:1.5px solid var(--gray-200);border-radius:var(--radius-sm);cursor:pointer;transition:all .25s var(--ease)}._btnOutline_1y0uz_358:hover{background:var(--gray-50);border-color:var(--gray-300)}._resultView_1y0uz_378{display:flex;flex-direction:column;gap:16px;padding:28px 32px}._resultHeader_1y0uz_385{display:flex;align-items:center;justify-content:space-between}._resultTitle_1y0uz_390{font-size:1.05rem;font-weight:650;color:var(--navy)}._resultHero_1y0uz_396{display:flex;flex-direction:column;gap:3px;padding:20px;border-radius:var(--radius-sm);background:var(--navy);color:#fff}._resultHeroLabel_1y0uz_406{font-size:.66rem;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:#ffffff73}._resultHeroValue_1y0uz_414{font-size:clamp(1.6rem,3vw,2rem);font-weight:700;font-variant-numeric:tabular-nums;line-height:1.2}._resultHeroSub_1y0uz_421{font-size:.72rem;color:#ffffff59}._resultBreakdown_1y0uz_427{display:flex;flex-direction:column;border:1px solid var(--gray-100);border-radius:var(--radius-sm);overflow:hidden}._resultRow_1y0uz_435{display:flex;justify-content:space-between;align-items:baseline;padding:10px 14px;border-bottom:1px solid var(--gray-100)}._resultRow_1y0uz_435:last-child{border-bottom:none}._resultRowTotal_1y0uz_447{background:var(--gray-50)}._resultRowTotal_1y0uz_447 ._resultRowLabel_1y0uz_451{font-weight:600;color:var(--navy)}._resultRowTotal_1y0uz_447 ._resultRowValue_1y0uz_455{font-weight:700;color:var(--navy)}._resultRowLabel_1y0uz_451{font-size:.78rem;color:var(--gray-500)}._resultRowValue_1y0uz_455{font-size:.85rem;font-weight:600;color:var(--navy);font-variant-numeric:tabular-nums;display:flex;flex-direction:column;align-items:flex-end}._resultRowNote_1y0uz_474{font-size:.62rem;color:var(--gray-300);font-weight:400}._resultDisclaimer_1y0uz_480{font-size:.68rem;color:var(--gray-300);line-height:1.4}._resultActions_1y0uz_486{display:grid;grid-template-columns:1fr 1.3fr;gap:10px}._errorMsg_1y0uz_492{font-size:.74rem;color:#e05252;text-align:center}._loadingScreen_1y0uz_499{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:360px;padding:40px 28px 44px;overflow:visible}._loadingBackdrop_1y0uz_510{position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 90% 70% at 50% 20%,rgba(46,139,213,.12) 0%,transparent 55%),radial-gradient(ellipse 80% 50% at 80% 90%,rgba(10,22,40,.06) 0%,transparent 50%),linear-gradient(180deg,#f8fafc,#fff);pointer-events:none}._loadingCard_1y0uz_528{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;text-align:center;gap:12px;max-width:28rem}._loadingLogoWrap_1y0uz_539{margin-bottom:4px}._loadingTitle_1y0uz_543{font-family:Poppins,sans-serif;font-size:clamp(1.15rem,2.5vw,1.35rem);font-weight:650;color:var(--navy);letter-spacing:-.02em;line-height:1.25;margin:0}._loadingSub_1y0uz_553{font-size:.82rem;color:var(--gray-500);line-height:1.5;min-height:2.6em;margin:0;padding:0 8px}._loadingHint_1y0uz_562{font-size:.68rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gray-300);margin-top:4px}._stateScreen_1y0uz_572{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:48px 32px;gap:14px;min-height:300px}._stateIcon_1y0uz_583{width:52px;height:52px;border-radius:999px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center}._stateIcon_1y0uz_583 svg{width:22px;height:22px}._stateTitle_1y0uz_598{font-size:1.15rem;font-weight:650;color:var(--navy)}._stateText_1y0uz_603{font-size:.86rem;color:var(--gray-400);max-width:28ch;line-height:1.5}._stateScreen_1y0uz_572 ._btnOutline_1y0uz_358{max-width:240px}._loadingLogo_1y0uz_539{width:88px;height:auto;object-fit:contain;filter:drop-shadow(0 4px 12px rgba(10,22,40,.12))}._loadingBar_1y0uz_621{position:relative;width:min(240px,85%);height:4px;margin-top:8px;border-radius:999px;overflow:hidden;background:#0a162814}._loadingFill_1y0uz_631{position:absolute;top:0;left:0;height:100%;width:42%;border-radius:999px;background:linear-gradient(90deg,var(--blue-accent),var(--navy));box-shadow:0 0 12px #2e8bd559}._spinner_1y0uz_643{display:inline-block;width:18px;height:18px;border:2px solid rgba(255,255,255,.25);border-top-color:#fff;border-radius:50%;animation:_spin_1y0uz_643 .7s linear infinite}@keyframes _spin_1y0uz_643{to{transform:rotate(360deg)}}@media (max-width: 768px){._section_1y0uz_2{padding:80px 0 64px}._subtitle_1y0uz_26{font-size:.82rem}._sectionHeader_1y0uz_11{margin-bottom:24px}._heading_1y0uz_18{font-size:1.3rem}._form_1y0uz_47{padding:24px 20px 20px;gap:14px}._loadingScreen_1y0uz_499{min-height:320px;padding:36px 20px 40px}._formGrid_1y0uz_111{grid-template-columns:1fr;gap:10px}._resultView_1y0uz_378{padding:24px 20px;gap:16px}._resultActions_1y0uz_486{grid-template-columns:1fr}._liveInner_1y0uz_289{flex-direction:column;gap:4px;align-items:flex-start}._liveLabel_1y0uz_299{font-size:.64rem}}@media (max-width: 480px){._section_1y0uz_2{padding:64px 0 48px}._sectionHeader_1y0uz_11{margin-bottom:20px}._form_1y0uz_47{padding:20px 16px 16px}._resultView_1y0uz_378{padding:20px 16px}._stateScreen_1y0uz_572{padding:40px 16px;min-height:280px}._resultHero_1y0uz_396{padding:16px}._btnPrimary_1y0uz_322{font-size:.8rem;padding:11px}._segBtn_1y0uz_196{font-size:.74rem;padding:8px 6px}}._section_lbdo2_1{padding:120px 0 100px;background:var(--off-white)}._section_lbdo2_1 .container{max-width:1200px}._sectionHeader_lbdo2_8{display:flex;align-items:baseline;gap:16px;margin-bottom:56px}._heading_lbdo2_15{font-size:clamp(1.5rem,2.8vw,2.1rem);font-weight:600;color:var(--navy);line-height:1.15;letter-spacing:-.025em}._list_lbdo2_23{display:flex;flex-direction:column}._item_lbdo2_28{border-bottom:1px solid var(--gray-200)}._item_lbdo2_28:first-child{border-top:1px solid var(--gray-200)}._question_lbdo2_36{width:100%;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:24px 0;font-size:.92rem;font-weight:500;color:var(--navy);text-align:left;transition:color .3s var(--ease);line-height:1.4}._question_lbdo2_36:hover{color:var(--gray-500)}._questionOpen_lbdo2_52{color:var(--navy)}._chevron_lbdo2_54{flex-shrink:0;font-size:1.2rem;font-weight:300;color:var(--gray-300);transform:rotate(0);transition:transform .35s var(--ease),color .35s var(--ease)}._chevronOpen_lbdo2_63{transform:rotate(90deg);color:var(--navy)}._answerWrap_lbdo2_68{overflow:hidden}._answer_lbdo2_68{padding:0 0 24px;font-size:.88rem;line-height:1.7;color:var(--gray-500)}@media (max-width: 768px){._section_lbdo2_1{padding:80px 0 64px}._sectionHeader_lbdo2_8{margin-bottom:36px}._heading_lbdo2_15{font-size:1.3rem}._question_lbdo2_36{font-size:.86rem;padding:20px 0}._answer_lbdo2_68{padding:0 0 20px;font-size:.84rem}}@media (max-width: 480px){._section_lbdo2_1{padding:64px 0 48px}._question_lbdo2_36{font-size:.84rem;padding:18px 0}}._footer_15d9z_1{background:var(--navy);color:#ffffff80}._main_15d9z_6{padding:64px 32px 40px;display:flex;justify-content:space-between;align-items:flex-start;max-width:1200px;margin:0 auto;gap:48px}._brand_15d9z_16{display:flex;flex-direction:column;gap:14px}._logoLink_15d9z_22{display:inline-flex;align-items:center}._logoLink_15d9z_22 img{height:2.6rem;width:auto;object-fit:contain;filter:brightness(0) invert(1);opacity:.8}._tagline_15d9z_35{font-size:.82rem;color:#ffffff4d;line-height:1.6;max-width:240px}._nav_15d9z_42{display:flex;flex-wrap:wrap;gap:8px 32px}._link_15d9z_48{font-size:.8rem;font-weight:400;color:#fff6;transition:color .25s var(--ease)}._link_15d9z_48:hover{color:#ffffffd9}._bottom_15d9z_57{padding:24px 32px;border-top:1px solid rgba(255,255,255,.06);font-size:.72rem;color:#fff3;text-align:center}._bottom_15d9z_57 p{margin:0}@media (max-width: 768px){._main_15d9z_6{flex-direction:column;align-items:center;text-align:center;gap:32px;padding:48px 24px 32px}._brand_15d9z_16{align-items:center}._tagline_15d9z_35{max-width:100%;text-align:center}._nav_15d9z_42{justify-content:center;gap:8px 24px}}@media (max-width: 480px){._main_15d9z_6{padding:40px 20px 28px}._logoLink_15d9z_22 img{height:2.2rem}._bottom_15d9z_57{padding:20px}._nav_15d9z_42{flex-direction:column;align-items:center;gap:12px}}._float_1xtle_1{position:fixed;bottom:28px;right:28px;z-index:999;width:56px;height:56px;border-radius:50%;background:#25d366;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px #25d36659;transition:transform .25s var(--ease),box-shadow .25s var(--ease)}._float_1xtle_1:hover{transform:scale(1.08) translateY(-2px);box-shadow:0 8px 24px #25d36673;color:#fff}._float_1xtle_1:focus-visible{outline:2px solid #25d366;outline-offset:3px}._icon_1xtle_29{width:28px;height:28px}@media (max-width: 480px){._float_1xtle_1{bottom:20px;right:20px;width:52px;height:52px}._icon_1xtle_29{width:26px;height:26px}}:root{--navy: #0a1628;--navy-mid: #0d2044;--blue: #0a4f8a;--blue-light: #1a6fbb;--blue-accent: #2e8bd5;--blue-50: #edf3f8;--blue-100: #d4e2ef;--white: #ffffff;--off-white: #f7f8fb;--gray-50: #fafafc;--gray-100: #eceef4;--gray-200: #dadde6;--gray-300: #b8bcc8;--gray-500: #6b7085;--gray-700: #3d4155;--text: #1a1d2e;--radius: 16px;--radius-sm: 8px;--radius-xs: 4px;--shadow-xs: 0 1px 3px rgba(10, 22, 40, .04);--shadow-sm: 0 2px 8px rgba(10, 22, 40, .06), 0 1px 2px rgba(10, 22, 40, .04);--shadow-md: 0 4px 16px rgba(10, 22, 40, .08), 0 2px 4px rgba(10, 22, 40, .04);--shadow-lg: 0 12px 40px rgba(10, 22, 40, .12), 0 4px 12px rgba(10, 22, 40, .06);--shadow-xl: 0 24px 64px rgba(10, 22, 40, .16), 0 8px 20px rgba(10, 22, 40, .08);--ease: cubic-bezier(.4, 0, .2, 1);--ease-out: cubic-bezier(0, 0, .2, 1);--transition: .3s var(--ease)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px;text-rendering:optimizeLegibility;scrollbar-gutter:stable}body{font-family:Poppins,system-ui,-apple-system,sans-serif;color:var(--text);background:var(--white);line-height:1.65;overflow-x:hidden;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}h1,h2,h3,h4{font-family:Poppins,system-ui,sans-serif;line-height:1.2;letter-spacing:-.02em;color:var(--navy)}a{text-decoration:none;color:inherit}a:focus-visible,button:focus-visible{outline:2px solid var(--blue-accent);outline-offset:3px;border-radius:4px}img{max-width:100%;display:block}button{font-family:inherit;cursor:pointer;border:none;background:none}.container{max-width:1200px;margin:0 auto;padding:0 32px}.section-num{font-family:Poppins,sans-serif;font-size:clamp(1.8rem,3vw,2.4rem);font-weight:700;line-height:1;color:var(--navy);opacity:.12}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:Poppins,sans-serif;font-weight:600;letter-spacing:.04em;border-radius:var(--radius-sm);transition:all var(--transition)}.field{margin-bottom:20px}.field label{display:block;font-size:.74rem;font-weight:600;letter-spacing:.04em;color:var(--gray-700);margin-bottom:6px}.field label .req{color:var(--blue-light)}.field input,.field select{width:100%;padding:12px 16px;border:1.5px solid var(--gray-200);border-radius:var(--radius-sm);background:var(--white);font-family:Poppins,sans-serif;font-size:.88rem;color:var(--text);outline:none;transition:border-color var(--transition),box-shadow var(--transition);-webkit-appearance:none;-moz-appearance:none;appearance:none}.field input::placeholder{color:var(--gray-300)}.field input:focus,.field select:focus{border-color:var(--blue-light);box-shadow:0 0 0 3px #1a6fbb1f}::-webkit-scrollbar{width:5px}::-webkit-scrollbar-track{background:var(--gray-50)}::-webkit-scrollbar-thumb{background:var(--gray-300);border-radius:3px}::-webkit-scrollbar-thumb:hover{background:var(--gray-500)}@media (max-width: 480px){.container{padding:0 20px}}